Bank of America Travel Rewards Credit Card

By Raquel Oliveira • 03/05/2025

Bank of America Travel Rewards: 1.5 points per dollar on all purchases and no annual fee.

For those who love to travel and want to earn rewards for their trips, the Bank of America Travel Rewards Credit Card is an excellent option. 

With unlimited 1.5 points for every dollar spent on purchases, this card helps you earn valuable rewards without worrying about categories or limits. 

Whether you’re booking flights, hotels, dining out, or shopping for everyday items, every purchase can help you get closer to your next trip.

The Bank of America Travel Rewards Credit Card offers a straightforward and easy-to-understand rewards program. You don’t have to keep track of rotating categories or worry about how much you’re spending in specific categories.

Unique Feature of the Bank of America Travel Rewards Credit Card

The Bank of America Travel Rewards Credit Card stands out with its unlimited 1.5 points on all purchases, which makes it easy to earn travel rewards on every dollar you spend. 

This straightforward rewards structure is perfect for those who want to accumulate points without worrying about category limitations or rotating bonus categories.

These points can be redeemed for travel expenses, including flights, hotels, and vacation packages, making it an excellent option for frequent travelers.

Pros and Cons

Pros:

• 1.5 points per dollar on all purchases: Earn rewards on every purchase, with no category restrictions.
• Sign-up bonus: Earn a generous bonus after meeting the minimum spending requirement.
• No annual fee: Enjoy travel rewards without the added cost of an annual fee.
• No blackout dates or travel restrictions: Redeem your points for any travel expense, anytime.
• No foreign transaction fees: Use your card internationally without extra charges.

Cons:

• Lower rewards rate than some travel cards: While 1.5 points per dollar is a solid rate, other cards may offer higher rates in specific travel categories.
• No bonus rewards categories: The card doesn’t offer enhanced rewards for specific travel-related purchases, such as dining or gas.
• Points can only be redeemed for travel expenses: You can’t redeem points for cash back or other non-travel expenses.

How do I know if the Bank of America Travel Rewards is the best credit card for me?

The Bank of America Travel Rewards Credit Card is a great fit for individuals who want a simple and flexible travel rewards card. 

If you’re someone who spends on a variety of things, from flights and hotels to groceries and dining, this card makes it easy to earn 1.5 points per dollar on every purchase.

Why do we like this card?

The Bank of America Travel Rewards credit card stands out because it keeps things simple while providing valuable travel benefits. Unlike other rewards cards with complicated earning structures, this one offers a flat-rate rewards system that is easy to understand.

The lack of an annual fee makes it a practical choice for anyone who wants to earn travel rewards without extra costs. Additionally, the welcome bonus provides a great way to start earning value immediately after signing up.

Another highlight is that cardholders who are part of the Bank of America Preferred Rewards program can earn even more points per dollar. This extra boost makes it a great option for loyal customers.

Overall, this card is a solid travel companion for those who want straightforward rewards, flexible redemption options, and no unnecessary fees.

Conclusion for Bank of America Travel Reward

This credit card is an excellent choice for travelers and those who want easy-to-earn rewards. Its simple 1.5 points per dollar system, combined with no annual fee and no foreign transaction fees, makes it a practical option.

The 25,000 bonus points after spending $1,000 in the first 90 days provide a strong incentive for new users. Additionally, the flexible redemption options allow for convenient use of rewards toward travel and dining expenses.

While the card is best suited for those who frequently travel or dine out, its easy-to-use rewards structure makes it a strong contender in the travel credit card market. If you are looking for a no-fuss way to earn travel rewards, this card is a great option.