Capital One Quicksilver Cash Rewards Credit Card

By Raquel Oliveira • 03/12/2025

Capital One Quicksilver: Unlimited cashback card with no rotating categories or spending limits.

The Capital One Quicksilver Cash Rewards Credit Card is an excellent choice for anyone looking to earn unlimited cashback with no rotating categories or limits. 

With 1.5% cash back on every purchase, it’s an easy way to earn rewards on everything you buy, from groceries to travel. The card is perfect for individuals who want a straightforward rewards structure without the hassle of tracking categories or spending limits.

One of the standout features of the Capital One Quicksilver Cash Rewards Credit Card is its unlimited 1.5% cash back on all purchases, which allows cardholders to earn rewards without any restrictions. 

Plus, with a generous sign-up bonus and no annual fee, this card offers excellent value for those looking to maximize their cashback rewards.

Unlimited Cashback

The Capital One Quicksilver credit card offers a simple and effective cashback program that rewards users on every purchase without restrictions. This makes it an attractive choice for those who prefer a hassle-free rewards system.

• Earn unlimited 1.5% cashback on every purchase, with no spending limits or rotating categories.
• The cashback can be redeemed as a statement credit, direct deposit, or used for travel expenses.
• Enjoy a $200 welcome bonus after spending $500 within the first three months of account opening.
• Cashback rewards never expire, allowing users to accumulate and redeem them at their convenience.

With consistent rewards and a flexible redemption process, this card is an excellent option for everyday spending.

Pros and Cons

Pros:

• 1.5% cash back on all purchases: Earn unlimited rewards on everything you buy, with no category restrictions.
• Sign-up bonus: A generous bonus for new cardholders to kickstart your rewards.
• No annual fee: Enjoy cashback without paying extra fees.
• 0% intro APR for 15 months on purchases and balance transfers: Save on interest for the first 15 months.
• No foreign transaction fees: Use your card internationally without extra charges.

Cons:

• Cashback rate is lower than some cards in specific categories: While 1.5% is solid, other cards may offer higher rates for dining, travel, or gas purchases.
• High APR after intro period: The APR can be high after the 0% intro APR period ends.
• Limited rewards flexibility: The cashback is simple, but other cards offer more versatile reward options, like travel points.
• Requires good credit: You’ll need a good credit score for approval.

How do I know if the Capital One Quicksilver is the best credit card for me?

The Capital One Quicksilver Cash Rewards Credit Card is ideal for individuals who want to earn unlimited 1.5% cashback on all purchases without the need to track categories or spending limits. 

If you’re looking for a simple, easy-to-understand rewards program, this card offers great value. Additionally, the 0% intro APR for the first 15 months on purchases and balance transfers makes it a good choice for those who want to save on interest.

Why do we like this card?

We like the Capital One Quicksilver Cash Rewards Credit Card because it offers a simple, straightforward cashback program with no annual fee. 

The ability to earn 1.5% on all purchases means you can earn rewards on everything you buy, making it perfect for everyday spending.

The sign-up bonus adds extra value, and the 0% intro APR for 15 months provides a great way to save on interest while making purchases or transferring balances. 

Conclusion for Capital One Quicksilver

The Capital One Quicksilver credit card is a strong choice for individuals looking for a simple and rewarding cashback experience. With unlimited 1.5% cashback on all purchases, it offers a consistent and effective way to earn rewards.

With no annual or foreign transaction fees, it provides excellent value for both everyday spending and travel. The $200 welcome bonus and 0% APR introductory period add to its appeal, making it a great choice for new cardholders.

While the card does not offer higher cashback rates in specific categories, its ease of use and affordability make it a great option for many consumers.

If you are looking for a reliable cashback credit card with no unnecessary fees, the Capital One Quicksilver is a top contender.